Being in debt doesn’t just affect your credit; it affects many parts of your life. You might feel as if you will never “get ahead.” Too often this is due to high interest credit cards. Many people simply do not have enough income to cover their basic living expenses, let alone their debt repayment. If you are struggling to make payments... Read More

Admit it. You’ve been there, standing in a long check-out line, waiting, and your eyes begin to wander. You can’t help it—products line the aisle, so bright and attractive. They offer everything you need, even things you forgot you needed, or maybe just a healthy snack. It’s our emotions which often contribute to these unplanned purchases. It’s so easy... Read More

Auto and Home Loans: Debt repayment plans usually cover unsecured debt. Your auto and home loan, which are considered secured debt, may not be included. You must continue to make payments to these creditors directly. Most automobile financing agreements allow a creditor to repossess your car any time you’re in default. No notice is required. If your car is repossessed, you may have... Read More

Transportation Airline Fares You may lower the price of a round trip air fare by as much as two-thirds by making certain your trip includes a Saturday evening stay over, and by purchasing the ticket in advance. To make certain you have a cheap fare, even if you use a travel agent, contact all the airlines that fly where you want... Read More

If you are getting repeated calls from bill collectors, it can elevate your stress level to the point where you are unable to effectively handle your debt problem. If you are afraid to pick up the phone because you are afraid it will be a collection agent calling again, then you need to take action to stop these calls. There are Federal... Read More

The coins rattling around in your pocket can add up to big savings over time. Want a foolproof way to turn $1 a day into $67,815? It doesn’t take a lot of money or time or personal sacrifice. There’s no magic, no multilevel marketing and no salesman will call at your door. In fact, it’s the simplest and most-proven way to get... Read More

Regardless of the cause, financial problems can impact both your work life and family life. Many times we don’t see the signs of a financial trouble until it’s too late. But financial crisis doesn’t occur overnight. There are several signs that will tell you whether you need debt consolidation help. Please read below just a few of these: You pay only monthly minimums or miss... Read More

Borrowing has a bigger impact on your wealth than almost any other decision you make. So what’s a good reason to borrow? To buy a house, sure, but not much else. The decisions about when and why to borrow have a bigger impact on your overall wealth than almost any other decision you make. Yet few of us think about it... Read More